Parents Auto insurance is asking for my cell phone records ?
I am not listed in their policy so I’m not in contract with them. But I purchased a vehicle for my mom and she wrecked it and so I am the legal owner so Idk If this has anything to do with it? Anyways I don’t want this insurance company invading my privacy, I know my parents have to fully cooperate with them but should I? I also don’t want to make any problems between her and the insurance company, but I don’t see a reason for me giving them my cell records but I will if I need to. Any thoughts thanks
Many ways to answer this, but here are the important points:
If you live with your parents, have a driver’s license, and do not have an insurance policy of your own, the insurance company is looking to add you to your parents policy.
Anyone who lives in the home has access to any vehicle belonging to the home, regardless of ownership, and therefore the insurance company has the right to charge accordingly for drivers in the household.
For example, if your Mom or Dad (Heaven forbid), have an incident away from home and call you at home to come to their aide, and the quickest way there is by using the vehicle that’s in the driveway, and you have a license, you’re going to use it.You have access.
I hope that helps.Good Luck to you.
Not really.
But if YOU are the legal owner of the vehicle, and YOU don’t have an insurance policy on YOUR car, your car is uninsured.
You tried to pull a fast one on the insurance company, and they’re in the process of collecting all the information to show all the different frauds you have pulled, to deny the claim.The phone records will just add more ammo to your fraud – which was passing off YOUR car, as mom’s on the insurance, probably to get a lower rate.
Not turning over the phone records, isn’t going to affect the denial of this claim.
You have a duty to cooperate or the claim will not get paid. It is in the auto insurance policy.
coffee